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  • Finance
  • Web Users
  • Mexico
  • MEAN

Prexto also provides borrowers with clear and concise information about the terms of their loans, so that they can make an informed decision.

As of March 2023, Prexto has issued over $100 million in loans. The average loan amount issued by Prexto is $5,000. Prexto's interest rates range from 6% to 36%, depending on the borrower's creditworthiness. Prexto's default rate is 3%. Prexto's customer satisfaction score is 4.5 out of 5 stars.

Prexto is a growing company with over 100,000 registered users. The company is profitable and is growing rapidly.

industry-needs

Why the Financial Industry Needs to Change for Independent users.

  • Brand Consistency

    When businesses want to offer financial services to their stakeholders, they often have to do so under the brand of a third-party provider. This can disrupt brand consistency and potentially confuse customers.

  • Access to Capital

    Businesses, especially small and medium-sized enterprises, often struggle to secure the necessary financing to support operations and growth. This can limit ability to invest in new opportunities or manage cash flow effectively

  • Customer Retention

    Retaining customers and increasing their lifetime value is a common challenge for businesses. This can be particularly difficult when businesses are unable to offer additional services that meet the evolving needs of their customers.

  • Operational Complexity

    Managing financial operations, such as providing financing to various stakeholders, can be a complex and time-consuming process. This can distract businesses from their core operations and reduce overall efficiency.

  • Integration Challenges

    Integrating financial services into existing business systems can be a technical challenge. Businesses may lack the necessary expertise or resources to effectively integrate these services.

  • Security Concerns

    Handling financial transactions and sensitive data raises significant security concerns. Businesses must ensure that they comply with all relevant regulations and protect against potential cyber threats.

Overcoming Operational Complexity

The Role of CMARIX in Prexto's Financial Solution

user-authentication

  • User Authentication

    CMARIX developed a secure login system, including features like forgot password and change password functionalities.

  • Reports and Analytics

    CMARIX developed a comprehensive reporting and analytics system, allowing the Super Admin to view reports on portfolio management, loans performance, collections, financials, marketing, third-party APIs integration reports, and create custom reports.

  • Company Feasibility Analysis

    CMARIX provided a system for approving/deleting companies, specifying required APIs to connect and evaluate information, and inputting the coded risk model for selected companies/individuals.

  • Coupons and Subscriptions Management

    CMARIX developed functionalities for adding or deleting coupons, defining subscriptions parameters, selecting subscription plans for companies, and defining billing parameters.

company-analysis
Dashboard process

  • Marketplace Management

    CMARIX created a system for adding/removing companies in the marketplace, selecting the field of use, and defining APIs integration parameters.

  • Security Features

    CMARIX implemented high-standard security features, including data security, multi-user criteria, 2-factor verification code, and managing incidences.

  • Super Admin Access

    CMARIX implemented a comprehensive Super Admin interface, allowing complete access to the application and the ability to view the activities of Admin users.

  • Content Management System

    CMARIX provided a system for managing terms and conditions, legal documentation, messages, alerts, and marketing ads.

  • White-Label Solution

    CMARIX provided a white-label solution, allowing businesses to offer these services in a familiar and simple environment.

  • Integration and Flexibility

    CMARIX ensured that the system is flexible and can be integrated easily with existing systems of businesses.

Key Technical Implementations

  • Automated SaaS Model

    CMARIX implemented an automated Software as a Service (SaaS) model for the Prexto platform.

  • User Authentication and Management

    Developed secure login systems and user management features, including Super Admin and Platform Admin functionalities.

saas-modal
coupon chart

  • Content Management System

    Implemented a CMS for managing various types of content, including terms and conditions, legal documentation, messages, and marketing ads.

  • APIs Integration

    Developed functionality for selecting and integrating various third-party APIs.

  • Data Security Measures

    Implemented high-standard security features, including data security, multi-user criteria, and two-factor verification code.

  • Customizable UX/UI

    Provided the ability to define and customize the User Experience/User Interface (UX/UI) according to business needs.

  • Operational Analytics

    Developed a system for producing tables and importing relevant operational KPIs.

  • Customer Onboarding

    Implemented a step-by-step onboarding guidance through the platform, with the ability to record, upload, and email live demos.

  • Marketplace Management

    Developed a system for displaying available products and selecting products for operation.

  • Customer Service Module

    Implemented a customer service module for handling general inquiries and redirecting inquiries to Prexto.

  • Document Management

    Developed a system for managing user documents, including proof of address, customer ID, tax ID, and bank account details.

customer-onboarding document-management

Results

The solutions provided by CMARIX have significantly enhanced the Prexto platform. They've improved user experience, streamlined administrative tasks, and boosted operational efficiency. The robust security measures implemented have also increased user trust and data protection. The platform's flexibility and adaptability have been improved, allowing for easy integration with third-party APIs and customization according to business needs.

Tech Specs

  • Angular

    Version 10
    angular

  • Node.js

    Version 12.2.2
    nodejs

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